This site is optimised for modern web browsers, and does not fully support your current browser.

White Jaguar in front of building.



Owning and driving your Jaguar is even more of a pleasure with low fixed regular payments.

It works just like a normal hire purchase except there is a larger mandatory ‘balloon’ payment deferred to the end of the agreement. Although the future value of your car isn’t guaranteed, this combined with the final balloon payment allows you to enjoy low monthly payments during the agreement term.

Simply choose your Jaguar and decide how long you want your agreement term to be between 12 and 48 months. Then choose the amount of the balloon payment that you will defer to the end of the agreement (subject to a maximum set by Jaguar Financial Services). The balloon payment and any deposit are deducted from the price of your car. You make regular payments based on the remaining balance plus the interest on the balance and balloon payment. At the end of the agreement, once the balloon payment is settled, you will be the proud owner of your Jaguar.
An F-PACE with information on Balloon Hire Purchase.


- Fixed regular payments for easy budgeting

- No mileage restrictions

- Your regular payments are reduced because the balloon payment is deferred to the end of the agreement

- You own your Jaguar at the end of the agreement

Additional business customer benefits:

- Interest charges may be allowable against tax

- A proportion of the car’s value can be written down against profits because it is an asset on your balance sheet (CO2 based)


The options at the end of the agreement are:
  1. Pay the deferred Final Payment and Option to Purchase Fee for title of the vehicle to be transferred into your name
  2. Part exchange the vehicle subject to settlement of your existing finance agreement; new finance agreements are subject to status.
Balloon Hire Purchase is sometimes used by business customers who don’t want to be bound by mileage restrictions. Balloon Hire Purchase is only available to limited companies on a non-regulated basis.


- Ideal if

  • You like to drive the newest model
  • You want to keep your monthly payments lower
  • You don’t want to be subject to excess mileage charges
- No mileage restrictions

- Introducing a deferred Final Payment enables you to reduce your monthly payment

- Options at the end of the contract to pay the Final Payment and Option to Purchase Fee and take the title to vehicle or part exchange, subject to settlement of the existing finance (new finance subject to status)

- A proportion of the credit is deferred until the end of the contract so you should prepare for this

- You must have fully comprehensive insurance Your vehicle is at risk of repossession if you do not maintain contractual repayments

- You do not take title to the vehicle until the Final Payment and Option to Purchase Fee has been made


No maximum mileage restriction, vehicle must be no more than 7 years old at the end of the agreement, minimum contract term of 13 months, maximum contract term of 49 months.

Business customers: Tax relief may be available for interest and other costs depending on your own particular circumstances. Please seek professional advice.

Credit is subject to status and only available to UK residents 18 plus only. Credit is provided by Black Horse Limited trading as Jaguar Financial Services, St William House, Tresillian Terrace, Cardiff CF10 5BH.